Sep 10 2008

Get on Google Local Results

Category: Website Tipsadmin @ 1:46 pm

by Rob Patton

Google Local Results appear on a search engine results page, usually situated near a map with markers on it. Because these results are almost always near the top of the results page, and because they contain direct links to websites, they are highly desired.

The Google Local Results are designed for “brick and mortar” businesses, but other types of business will clearly benefit from a listing there. Google requires that you list a “real” address (i.e. no PO Box,) and a phone number. Google uses a couple of methods to verify that the address and phone number are both real.
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How do you get posted? First, you will need a Google account. If you have a Gmail account, then you have a Google account, so you may simply log in to your Gmail account and skip down to the next paragraph. If you need a Gmail account, go to www.gmail.com and fill out the information to set one up. Some people are not too crazy about setting up another email address to go with the many they might already have. One of the nice things about Gmail is that you can set it to forward to a different email and therefore be relieved of needing to remember to check it all the time.
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Now that you are logged in to your Google account, go to www.Google.com to be sure. In the upper right side you should see your Google account email address followed by some links like: Web History | Sign Out….

Go to www.google.com/local. You will see a large map of the United States, a search bar and a lot of links.  In the middle of the page on the left side, click on the link that says Add or Edit Your Business: Learn More. This will take you to the Local Business Center, where you should start filling out the information about your business. The right side has a cool feature that shows you how your listing will look. Notice that if you are not satisfied with where Google places the map marker for your address, you can change it.
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Click Next. Google then brings up some businesses that are close to you to make sure your business is not already listed. This is to make sure they do not get more than one listing per business. If your business is there, click it and then you are done. If it is not already there, click “My Business Does Not Appear Here” and then Next.
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Now comes the fun part of choosing up to five categories for your business. Be sure to choose wisely because this will determine where Google places your result. You choose the main category on the left drop down menu and the more specific category on the right drop down menu. Click “Add Another Category” to assign up to five categories to your business. You can also suggest a new category to Google, but don’t hold your breath on your suggestion getting accepted.
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Click Next. Now you fill in your hours and payment options. Pretty easy.
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Click Next. You can upload photos to be a part of your listing.
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Click Next. You can add extra information to your listing. Google makes some standard fields and also allows you to create your own.
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Next is the validation process. Google wants to make sure that only “real” businesses are listed in the local results. I prefer the “by phone” method of validation because it is the quickest. Of course, they will only call the number you list in the listing result.
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If you click the “by phone” validation method, you are taken to a page that asks if you want to have Google call you immediately or in five minutes. After you click, an automated system calls your number and asks you to enter the validation code that appears on the web page.
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Once that is all done, Google claims it could be as much as four weeks before your listing appears. It probably won’t take that long; mine appeared immediately.
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Get your customers to write reviews for you. This helps you get better placement among the local results. I’ll post an article later about ways to get more reviews. For now..just get listed!


Sep 08 2008

Before Signing a Merchant Agreement

Category: Merchant Servicesadmin @ 2:29 pm

What to ask BEFORE getting a merchant account or changing providers!

Getting the right merchant account for your business can make a huge difference in your profits. Don’t pay more than you have to! Here is what you need to know…..

Q: What kind of setup or application fees are they asking for?

A: There is no need for a provider to charge application fees. Don’t work with one who charges up-front application fees, especially if they are non-refundable.

Q: What is the cost of equipment?

A: Free is the best price for a terminal, but be prepared for the processing rates to be a little higher then purchasing or leasing a new terminal. On the other hand, the slightly higher rates are usually lower then a monthly lease payment.

Q: Is there such thing as a ‘reprogramming fee’?

A: No. Most terminals can be reprogrammed for no cost depending on the age of the terminal.

Q: How much is the monthly service charge?

A: A monthly service charge or monthly fee usually ranges from $15 to $25 per month, but can also depend on how much you process.

Q: Is there a monthly minimum of transactions?

A: Usually $20 to $30 a month and you will also want to calculate if there is an individual minimum transaction. Sometimes the company or fees for an individual transaction will be cost prohibitive.

Q: Will you receive a monthly merchant account statement? What is the cost?

A: A monthly merchant account statement details your transactions and can range in cost from free to $10 a month. Ask about downloadable online statements, which are usually free.

Q: How much are the processing percentage fees?

A: Processing fees have a range depending on your volume. Mapclicks.com can refer you to processors that have Retailer rates starting from about 1.19% for check cards. If you are a high volume restaurant or retailer your rates can be a lot lower.

Q: How much is the per-transaction fee?

A: Usually expect to pay .15 to .35 per transaction.

Q: Where can I see a chart of all of the fees and charges?

A: Before signing anything, read the merchant agreement CAREFULLY about charge backs, fraud protection, batch fees, technical and customer support.

Q: How long does it take to receive my payments?

A: In most cases the merchant account processor releases the money to your bank within 24 to 48 hours. Banks however, are known to hold these funds for longer periods of time which can delay you actually getting your money. Check with your bank on their policies.

Q: How long is the contract length?

A: Expect to sign a three year contract. That lock-in your rates for three years. Short contracts mean the rates will change more often.

Q: Will the rates change?

A: Be sure that your contract is about specific how and when the rates and fees can change. Rate changes are determined by Visa and MasterCard, which affect all processors and therefore your rates.

Q: What about other services that might be offered by the processor?

A: Having a processor that offers additional services can be advantageous. You have already established a business relationship with them and they are familiar with you, making it easier and faster to get certain services, Including

  • Point-of-Sale terminals
  • QuickBooks credit card processing
  • Cash Advances
  • Credit Lines
  • Equipment Leasing
  • Automatic Teller Machines (ATM)
  • Online shopping carts or e-commerce
  • Gift Cards

Need More? Call Local Biz Solutions for detailed answers to your credit card processing needs. Their merchant services experts are usually able to lower your rates and would be glad to answer your questions and explain the full-line of services that are available to you.
Call today for your Free consultation. (503) 922-2731